Unsecured Business Loans Made Simple
At Insta Financial Services we do everything in our power to make the process of securing an unsecured business loan simple. We want nothing more than to see our clients succeed and are proud to provide small business owners with the funds they need to make their dreams a reality.
Unsecured Business Loans
25 Lakhs – 10 Crore
A loan with a renewal option.
- Facility term 3 – 12 months
- Any type of legal and standard business can avail of this loan.
- On prompt repayment, parallel funding can be done if required.
Dedicated to Providing Unsecured Lending Options
Just like you, we are small business owners, and we understand how difficult it is to manage the day-to-day operations of a business while trying to grow. We have also learned that access to capital for operating cash flow or expansion can determine your business’s success.
Loans from 25 Lakhs to 10 Crore
settled within 48 Hours
Minimal docs required
we only need the basics
Loan terms are 3 to 12-Months
Depending on requirement
High approval rates
and fast!
Fast 48-Hour Loan Approval
Monday – Saturday
Fill the basic information to reach you
Do I need to provide assets as security of loan?
At Insta Financial Service, we know that you came here for Immediate short gap bridge loan, so we don’t require any collateral.
Am I eligible for a small business loan?
We aim to support as many businesses as we can with unsecured business loan. Because of this, we don’t set sky-high criteria like the big banks.
There are three main criteria you’ll have to meet to qualify for a loan:
- A business with at least a recent 2 Years of balance sheet.
- A turnover rate of more than 30 Lakhs per month.
- Regular cash flow (daily, weekly, or monthly).
What information do you require?
To assess if you’re eligible for a loan, we won’t ask you to submit a pile of paperwork. Insta Financial Services only asks for the basics.
For your identity, your personal and business KYC documents.
To understand your business, last 6-month bank statements, GST Form 3B, and recent 2 years balance sheet.
Is my information safe with you?
Absolutely. We prioritize your privacy and security so you can rest assured that your information will be safe with us.
Do I need a good CIBIL score?
Traditional lenders often want to see a sparkling credit report before they will approve a loan application. We do things a bit differently at Insta Financial Service, we will conduct a personal credit check, but we don’t use it solely to determine your creditworthiness. In addition, we also base the decision on the health of your business.
Still, having a good credit score will help support your loan process. Credit reporting bureaus look at several things in determining your credit score, which includes:
- The number of recent loan applications made
- Any current credit account balances
- Overdue bills
- Past bankruptcy (if applicable)
- A good credit score paints a picture of your financial standing, but if your credit score isn’t great, it’s not a deal-breaker with Insta Financial Services. Your personal credit shouldn’t hold you back if your business is doing alright.
How much interest will I pay for a loan?
As you’re probably aware, the biggest expense related to a loan is the interest. As every business is unique, we don’t set fixed interest rates. We base this decision on factors such as:
- The industry you operate in
- Time in business
- Your cash flow stability
Our team will assess the risk of your loan to arrive at an interest rate. We’ll do everything in our power to provide a fair rate that you’ll be comfortable with.
How do repayments work?
When you take out a loan, you’ll know exactly how much you are required to pay, and when. From day one, we lay out a clear repayment schedule to give you full control over your finances.
If you keep up with the repayments, you won’t have to pay anything more than what you see in the repayment plan. And to help you with maintaining your payment schedule, we will tailor the payments to fit your cash flow cycle. From your linked business account, the post-dated cheques will be collected as per the repayment schedule of that particular loan.
Why Choose Insta Financial Services?
Running a business can be very challenging, especially financially. Even if you’re on the right track, you might not be able to get the funding needed to scale your business. Maybe there’s an opportunity that you want to take advantage of, or maybe you need to weather a quiet season. Whatever the case, Insta Financial Services can help you overcome the bridge loan requirement.
We at Insta Financial Service, have helped many business owners secure the funds they need to achieve their business goals. We’ll go out of our way to understand what you’re trying to achieve. We’ll then help you find a solution that fits your timely needs and leaves you with full control over your financial future.
Your Choice
We offer loans of up to 10 Crore and a smooth and convenient process. You can quickly decide and get your hands on the funds in 48 hours.
No Waiting, No Hassle
We understand that business owners are busy. Because of this, we offer a quick and convenient process. Once we’ve gathered all the necessary information regarding your business online, same-day PD will be fixed. And upon approval, you can access the funds within 48 hours.
We Understand Your Needs
At Insta Financial Services we understand the needs of businesses regardless of the industry. We know what it takes to run a successful business and understand the challenges that you might be facing. This is why we offer unsecured funding options to help you to achieve your goals.
The Information You Want
We know that you may have questions you want answered before submitting your financials. For this reason, we won’t ding your credit file upon application. Simply fill out the online form to start the process, and receive all the information you require with no obligation to proceed.
Take the Next Step
Why wait when you can work on growing your business right now? It won’t cost you anything to apply and our friendly team is here to help. If you qualify for a loan, you can inject the cash into your business for whatever purpose you require. Click below to see if you’re eligible; apply now to contact us.