Terms & Conditions

Insta Financial Services respects your privacy and is committed to protecting your personal and financial data.

1. Nature of Services

Insta Financial Services is a loan facilitation and financial consultancy service provider. We do not directly lend or
disburse funds. Loans are offered and disbursed solely by partner banks, NBFCs, or regulated financial institutions,
subject to their independent approval, eligibility criteria, and terms.

2. User Consent & Communication

By submitting your contact details on our website or through any offline/online channel, you explicitly consent to be
contacted by Insta Financial Services via:

  • RCS messages
  • SMS
  • WhatsApp
  • Phone calls
  • Email

This communication may include:

  • Loan eligibility discussions
  • Application status updates
  • Documentation requests
  • Service-related notifications

You understand that standard carrier charges may apply

3. Opt-Out & User Control

You may opt out of promotional or service communication at any time by:
Replying STOP to an RCS/SMS message
Sending an email to info@instafinancialservices.in
Requesting opt-out during a call
Opt-out requests will be honoured within a reasonable timeframe.

Accuracy of Information

You agree to provide true, accurate, and complete information. Submission of false, misleading, or incomplete details may result in rejection of your application or discontinuation of services.

Third-Party Involvement

We may share your information with banks/NBFCs, credit evaluation partners, and technology service providers only for the purpose of loan evaluation and processing.

Limitation of Liability

Insta Financial Services shall not be responsible for loan rejection decisions by lenders, interest rates, tenure, or fees decided by lenders, or delays caused by third-party institutions.

7. Governing Law

These Terms shall be governed by the laws of India, and disputes shall be subject to the jurisdiction of courts in Chennai, Tamil Nadu.